Purchasing a home is without question the largest transaction most will see in their lives.

It can be exciting and yet overwhelming. Our goal is to take the stress out of the process for
borrowers who don't fit the guidelines of most banks.

A little known fact by consumers regarding our industry, is that we are all lending the same
money at the same rates, on any given day. What can truly vary is the level of service we
provide for our clients.

We specialize in loans for people with; no money down, no job history, gaps in employment,
no rent checks, no income verification, high levels of debt, low credit scores, no citizenship
and even no credit history.

Getting approved for a mortgage takes only several minutes working with one of our loan
specialists.

Even if you have been turned down or denied by other banks, don't hesitate to call...
We built our company helping people just like you.
RESIDENTIAL LOAN PRODUCTS:
  • 100% FINANCING FOR MULTIFAMILY HOMES UP TO 4 UNITS
  • 100% FINANCING WITH NO MINIMUM CREDIT HISTORY
  • 100% FINANCING ON 1-4 UNIT INVESTMENT PROPERTIES
  • 95%   TRUE NO DOC LOANS (NO INCOME, NO ASSETS, NO JOB!)
  • JUMBO RESIDENTIAL LOANS TO 2.5 MILLION
  • CASH OUT TO 1 MILLION DOLLARS FOR JUMBO HOME LOANS
  • 100% INTEREST ONLY AND OPTION ARM MORTGAGES
  • 100% STATED INCOME / STATED ASSET LOANS (NO BANK STATEMENTS AND NO PAY
    STUBS )
  • 100% FINANCING WITH NO DEBT RATIO CALCULATED
  • 6 MONTH SEASONING REQUIREMENTS ON CASH OUT REFINANCE
  • 500 MINIMUM CREDIT SCORES ACCEPTED, AND CO-BORROWER CREDIT SCORE NOT
    CONSIDERED
  • 50, 40, 30, 20, 15  AND 10 YEAR AMORTIZATIONS
  • FIXED RATE MORTGAGES
  • ADJUSTABLE RATES MORTGAGES
  • HOME EQUITY LINES OF CREDIT
  • FIXED HOME EQUITY LINES
..........AND MANY MORE PROGRAMS TO FIT YOUR NEEDS.
RESIDENTIAL LOANS